Quote:
Originally Posted by ThriftoRama
Awesome. Good for you.
Hubby and I are 35 and 37 and paid off our house about 4 years ago. Since then, we have beefed up the EF, and continue to do so to the tune of minimum $800 a month. We also sock $350 to $600 a month into our children's college funds. We max out hubby's 401k at work, and I put $4000 to $5000 a year into my IRA. We are also fixing up the house, but more to make it more livable for us rather than resale, although I hope what we have done will help. We spend about $10,000 a year on the house. (We needed a lot of work-- roof, furnace, windows, etc. Fun stuff started this year: kitchen counters, patio, etc.)
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It looks like we will follow suit, we will beef up the EF and we have house repairs that need to be done be caught up on... we also intend to stay here for some time.
Sadly we do not have a 401k available at this time but maybe in the near future. We will probably start with our ROTH IRAs then branch into some stocks (Maybe). Our goal is to get a good foundation, then constant steady investment for as long as we work... Hopefully in the end, we'll be good
