I agree with you DisneySteve. These "lenders" are only providing a service because they are making big bucks off the folks who can least afford it. Before these lenders came about, we used to have currency exchanges where you cashed your paycheck for a small fee. We also had lay-a-way plans where you paid a little on a plan and got the item when it was paid for. These "lenders" are taking advantage of people who don't read the small print or don't understand what a rip off it really is.
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