My house needs paint, there's likely a summer ant problem near the dryer vent/bathroom, and the shake roof has about 10 years left on it. I'm already 20k in debt so my home improvement budget gets $0 for now. If I was out of debt, I think I'd use some ratio of my housing costs. My home loans are $2,400 a month and utilities are $250 so I think a minimum of $100/month to a home improvement budget is reasonable. At that rate, it would take me 5 years to have $6k, which is in the order of magnatude of paint or roof. Since I'm a little behind on current maintenance, maybe $200/mo would get me caught up eventually. Hopefully I can get out of debt soon and start saving that first $200.
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