[wouql]

Here's a question about carsdirect (or similiar sites) for those of you who used it:

I have been approved for a loan from a local bank. I'm a student and I got a great deal: half a percent below prime, plus deferred payments until I graduate and start my job.

So I have absolutely no desire to finance through the dealer or carsdirect. Is that an issue buying through them? Can I tell my representative, "I have financing already taken care of" and that's fine? Or do they require you to fill out an application or something?