Thread: Lazy borrowers
View Single Post
  #8 (permalink)  
Old 01-07-2006, 08:37 PM
sweeps sweeps is offline
Hopeless Optimist
 
Join Date: Oct 2005
Posts: 5,170
Points: 27012.30
Donate
Default Re: Lazy borrowers

Quote:
Originally Posted by JBinKC
Finance a depreciating asset? Helll no! Its no wonder why most people live paycheck to paycheck.
If you need the asset, and the money could be used for a better purpose, why not?

Simple example: Dealer offers 0.9% financing on a car. Bank offers 4.25% APY on a savings account. Borrow the $20K for the car, save 20K in the bank. Save $670/year.
Reply With Quote