Re: Bean counting and the 'latte factor'
The author says
"Aren't you grown up enough to figure out how much you can and should spend on your morning cuppa?"
Well, no, that's the problem. Most people aren't making good decisions about their spending. That's why there's such a big consumer debt load in this country.
Her overall point is well taken: look for bigger ways to save money rather than nickel and diming the little stuff. I should take some of her advice (raise my insurance deductables, etc). But a lot of the stuff she mentions isn't really news.
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