View Single Post
  #13 (permalink)  
Old 01-04-2006, 01:27 PM
Optsol Optsol is offline
$ Saving HS Freshman
 
Join Date: Jan 2006
Posts: 132
Points: 1832.60
Donate
Default Re: I need wise counsel for my situation

Quote:
Originally Posted by BCompDude
Well, I'll take the grats on the savings plan (thats all me) but the low expenses (while a part of my being diligent about staying away from LTC's such as a car payment etc.) has more to do with my parents.

Also, the EF goal of 10k (although ~7200 would be fine) is based on when I move out in April (or so) of next year. I've scouted apartments, found the average electrical costs with those apartments from the electric company, bought my own food for three months to come up with a reliable amount, and had about 50 people who rent in the area give me their expenses to come up with that number. I can't live at home forever.

All cool, but I would separate out what is for the actual EF, and officially earmark the other funds for their other purposes. I know it's all funny accounting, but the paper boundaries are still helpful in enabling you to maintain the discipline of "no touchy EF"
Reply With Quote