Be careful....Never say "never"
Although it may appear now as a step backwards.....with your current expenses, you are spending about 50% in home expenses. That is a killer and makes it really hard to get ahead, or even break even.
IF, IF you were at the "norm" per say of no more than 30% in home expenses, then you would have an additional 400 bucks free each month to kick this debt down.
But I do understand the emotional aspect of feeling that it would be a step backwards.
|