My one failure (among many) as an adult is I can't balance my checkbook. I have a system that is essentially a running total (written down) of deposits and debits from my account. I plan our spending 4–6 weeks in advance and I can cross reference between my online account and what's written down so I know the bank has not made a mistake.
The automatic withdrawal, I only have one, for our savings tends to throw the bank balance off because it takes a few days to clear. I've just learned to trust my system because I've been using it for 5 years with very few mistakes.
I've tried to migrate to software but I'm never as comfortable with it. One day I will get a programmer to write software that works around my system.
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