Radiance, after re-reading your post, I'm wondering if I misunderstood. I never know exactly how much is in my account at any given moment because there are always transactions pending. I know from my checkbook register how much will remain once all pending transactions clear. Then each month, I use the bank statement to balance the account, including all pending transactions. if I can't get that to balance, I go back and recheck everything. Usually, the problem is either a math error on my part or failure to record a transaction on my part. On a few occasions, though, I have found bank errors.
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Steve
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