[RAYT721]

There are various options available to you and the right answer basically depends on your wants, needs and budget. I would suggest paying cash regardless of the option that you ultimately go with. It's not wise to carry a credit card balance (or worse store credit) that will simply go on and on with paying interest on interest on interest. If you can afford and want new, shop around. You can get the manufacturer's name and model number/part number and then let your fingers do the clicking on the internet. Armed with pricing in hand the local store may just match a best price paid. They won't if you don't ask. There are discount wholesale furniture stores out there (mostly in No Carolina) that you can buy direct from and will be cheaper even with adding shipping. You should use a credit card for the initial purchase for security reasons but plan to pay it off ASAP after the product safely arrives. So many times consumers wander aimlessly into furniture stores and plop down hundreds of dollars on an impulse. Don't be one of them. Measure and negotiate. Now, there's nothing wrong with used. Some people have estate or moving sales and simply need to part ways with decent furniture. You'll probably save at least 50% off the cost of new. Bounce your butts off your potential sofas and realize that it's not always price that determines quality. I've gotten some very comfy seating with the lowest priced items in the stores. You've got time on your side so use it to your advantage. A sofa isn't a major purchase (like home or car) but it is worthy of your shopping around, negotiating and getting the right product at the right price at the right time.