Do you have any savings or investments of any kind? I can't know specifically what you purchased to run up all of those charge cards, but I am willing to bet that most of it was for things that you didn't need. I think that you need to dust off the "for sale" signs that are sitting in the garage and relieve some of the pressure that all of your debt is causing you. I think that you also need to change the way that you think about finances (not to steal any of Jim's thunder), but i'm sure that as soon as he weighs in on your post he is going to tell you the same thing. I think that it's time to start living within your budget. Cut out unnecessary expenses and luxuries, pick up additional jobs to boost income, and start selling some of the stuff that you have accumulated, cut up your credit cards and get them paid off, and create an all cash budget for yourself.
__________________
MODERATOR
Brian
|