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Originally Posted by maxfleischer
And what is your net income for the month? That way we can see how close you are to the edge, so to speak ...Can you tell me what the "other" category includes? And why is gasoline so high? Is public transporation available for work? How many more payments do you have on your car? And how much are your toal credit card balances and the interest rates for each?
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Net income is $3000 a month and we usually get an end of the year bonus ove a couple of thousand dollars.
Other is everything that kind of comes up. A night out with friends, renting a movie, gifts for a party, etc.
Gas includes for 2 cars. DH has a pretty long commute and that is why it is a bit high. Public transportation won't work due to the distance.
There are still a couple of years on the car payments.
Credit card balances are high...over 10,000 and interest rates are nor very good. All are in the 15% to 20% area. We have a few dings on our credit with late payments, but everything has been paid. Nothing is in default yet.