@Greenback Unfortunately, those of us who understand and live by that simple principle aren't in the majority yet. According to the Fed's most recent survey of consumer finances, about 60% of families with a credit card still carry a balance. So, I guess we still have a lot of work ahead of us.
Also, changes in account terms, like reductions in credit limits, still hurt those of us who never carry balances and don't really care what our interest rates are. I have perfect credit, and I even had one of my Citi cards closed down last year on me without prior notice...arrrggghh. Of course, the CARD Act doesn't address either of these issues.