Quote:
Originally Posted by MonkeyMama
No, because if you make too much to fund a ROTH IRA, you need the tax break NOW! Tax deductible 401k all the way. I mean, you would be insane to give up a current tax break in that tax bracket.
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If a Roth 401k is not an option
and plan allows post tax contributions, it would be useful in same sense that a traditional (non deductable) IRA would be used AND it offers the added benefits that some 401k plans give access to money before age 59.5 (penalty free).