Quote:
Originally Posted by disneysteve
Just thinking out loud here, but if your company doesn't offer a Roth 401k and you earn too much to fund a Roth IRA (or you've already maxed your Roth IRA), might you want to fund a 401k with after-tax money in order to avoid paying taxes in retirement when, possibly, the tax rates will be higher?
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No, because if you make too much to fund a ROTH IRA, you need the tax break NOW! Tax deductible 401k all the way. I mean, you would be insane to give up a current tax break in that tax bracket.