Quote:
Originally Posted by MonkeyMama
So um, I have no idea why anyone would contribute to a 401k after-tax. My original answer stands. A post-tax 401k contribution is a PITA, mostly, if you ask me, with no useful benefit to the average middle class American. At least a ROTH 401k has some merits.
|
Just thinking out loud here, but if your company doesn't offer a Roth 401k and you earn too much to fund a Roth IRA (or you've already maxed your Roth IRA), might you want to fund a 401k with after-tax money in order to avoid paying taxes in retirement when, possibly, the tax rates will be higher?