I suppose you are referring to a ROTH 401k?
A ROTH IRA is generally better than a ROTH 401k. It is a lot less restrictive. You can invest anywhere, and don't have to roll it over when you change employers, etc. (401ks tend to have hidden fees, as well).
The perks of 401ks are that you can contribute more (max is $16,500) and that sometimes they are matched by an employer.
It just depends on the situation.
|