[hausfrau]

Ok, so if anyone has time to help me with this or give me advice that would be great. I am going to lay everything on the table. I want to be able to live off my husbands pay only, if possible. I am a SAHM but occasionally work on-call but my "free" babysitter is leaving. I will find weekend work but for now need a plan to live off his income only.

So, here it is:
My husbands weekly income is: $702 after taxes taken out

Bills & Utilities:

Auto Insurance (2 cars) and Home Insurance: 226.05
Home Owners Association: $195 (includes water, trash, maintenance)
Mortgage: $877
At&T Cell pone: $67.65
Cox Internet: $30
Daughters health insurance: $65
Electric Bill: $73.26 (goes up to $200 in summer keeping the house cool at 80 degrees)
Gas Bill: $50 at most, usually less.

Debts
Car Loan: $6,900 / $195 month
Credit Card: $940 / Minimum $30 payment

Student Loan: $5076.52 In School right now, no payment. Otherwise $100/month minimum


Note, we do not have cable, house phone or health insurance for my husband and I.

I need to setup a grocery budget for 2 adults, 1 child..gas budget, etc..
to pay off debts and get a savings going.

Any advice would be great! Thanks.