I agree with Jim. You don't want your whole EF in one CD. You wouldn't want to have to cash out a 15K CD to pay an unexpected 2K repair bill. You also don't want to lock in a rate that looks good today only to have interest rates climb over the next year or two and make that rate look not so good anymore. Build a ladder of CDs instead.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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