[UCFKnight85]

I'm 25 years old, have a good job with a good salary, am DEBT FREE, have no wife or kids, and am currently renting an apartment. I'm honestly in no rush to buy a house until I'm married as my job may or may not be moving me in the near future.

I have roughly $40,000 that I'm looking to make moves with and another $16,000 that is sitting in a poorly performing BOA CD.

My problem is that I'm having trouble finding a portoflio that makes sense, is diverse, and combines acceptable risk with conservative savings. I'm looking for some qualified opinions of what type of mix would be best- i.e. an online bank CD? Money market? Mutual funds vs. stocks vs. bonds?

Any advice is appreciated......I'm having trouble moving forward on this.