Of the 22 payments, all have been paid on time. I had to adjust the due dates by a few days on a couple of accounts, but they didn't penalize me. Ain't it amazing how many of the debt settlement commercials you see and hear on the TV and radio? You didn't see or hear about them barely 3 years ago. They know that people are in over their heads and are only too happy to prey on them, er help them out...
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