Thread: My First Credit Card, Newbie Questions...
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Old 12-30-2005, 12:35 PM
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Default Re: My First Credit Card, Newbie Questions...
Good advice above. Make small charges and pay them off each month in full. Do not charge 50% of what you are allowed. That is how your fico score is determined. How much debt to how much you are allowed is what they look at. So charge $20 a month and pay it off. Don't be tempted to use it for anything.
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