Re: HSBC Direct $25 Bonus vs Emigrant Direct Bank (Is ING even in the competition?)
The user interface is fairly intuitive. The security is very tight. They give you a super long user ID. And you also have to set up a security key to do certain transactions like bank-to-bank transfers. You have to click on the letters and numbers on the screen to enter the security key, presumably to foil keyloggers.
I'm not familiar with how it handles multiple savings accounts.
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