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Old 12-28-2005, 01:51 PM
JoyJoy JoyJoy is offline
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Default Finance Companies

Does having finance companies listed on your credit report lower your FICO score?

Is a person considered a bad risk for credit just because a finance company appears on their credit report even if the account is closed?

If you had an account with lets say HFC and you are paying them on a payment plan with 0% interest and want to take advantage of their 4.25% savings account, would you first pay off the payment plan before applying?

Would Citi/Citifinancial (endorsed by The Oprah Show) and Wells Fargo Financial be considered better companies than the others?
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