It seems like you have only two accounts to pay off. At this point, either one is beneficial. Pick one and attack it while paying minimum on the other. Then once that is paid off, attack the other, applying the payment you made to the other to the second one. Actually, you can combine both Dave Ramsey's Snowball Debt plan and Suze Orman's advice. You can start with either the higher interest rate account or the lower balance account.
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