I think that you should stay out of thier business until they ask for your help. They are your parents and you have to afford them their dignity.
Just as they took care of you as a child, you and your siblings may have to take care of them in retirement. You are lucky you have so many siblings that the burden can be spread among so many. The day may come when you get together to decide how much you can each help. But that is different than conspiring to take over their affairs and dictate how they will live. An "intervention" is a drastic step that puts all your family relationships at risk. I can't imagine doing that unless lives were in jeopardy.
My folks are not very well off financially. If they ask for help, I'll give it unconditionally. Until then, what they do is none of my business.
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