[LuxLiving]

I wouldn't pay for this service unless I was a busy exec CONSTANTLY putting dinners, lunches, hotels, car rentals, etc. on my CCs. Then, it might pay to have someone else helping me keep an eye on it.

Otherwise, it's a D-I-Y job for us.

I've done this - One thing that you might do is set up your CC company to send you an email if the balance goes over a set dollar point. Say, you don't think you'd ever charge over $500 a month on a card - have them tip you off if it goes over. Most likely, if it ever does it will be you, but you'll be alerted right off if it's not you, but someone else who has managed to get your identity. Of course, this only works if you keep up w/email reading!