Quote:
Originally Posted by buildmybudget
I've always thought: It's never too late to try and turn things around, and it's never to late to begin trying.
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Actually, there are in fact times when it is too late.
And this should be the number one reason to use when trying to convince people of creating and staying on a budget.
When someone is 65, with no pot to piss in, nothing in retirement, $40,000+ in CC debt, no career, nothing, it is in fact too late...they have financial cancer and it is nearly always terminal.