Ok.
We started a budget for the first time this past year and are on schedule to save about $70,000 in the first year alone. Our income has not drastically increased each year, perhaps about 5% or so a year.
What if we had started to budget 10 years ago instead of spending tons of money on junk I am constantly moving out of the way or $100+ a night eating out?
I never really realized how much more fun some cash in the bank is than being overweight from eating at Outback and other places 5 or 6 times a week.
Of course the downside here is if everyone budgets, there is going to be a lot more unemployment in the service industry
