I have a good friend of mine that I've "counseled" over the years trying to explain the importance of budgeting. She lives paycheck to paycheck, has very little (if any) retirement savings, her husband works 2 jobs, they lease all their cars, etc. They have a serious case of "gots to have its" and blow their money on toys (music, phones, video games, etc.) while trying to figure out how to pay for the mortgage. To this day, nothing has changed. I've stopped trying to show her that there's a better way.
FWIW - she works in the accounting department of her employer.
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