I grew up with parents that always used line like "I wish we had the money..." or "I wish we had their [the well to do] kind of money..."
How does the saying go? "Wish one hand. Sh** in the other. See which one fills faster." I am sorry to be so crude, but the saying is so accurate for most people's view of money. They want more, but either they do not want to work for it or do not know enough about how to work best to get it.
The truth of it is, my parents will never have the money nor will they ever be wealthy. They do not know how to manage their money and live within their means. My parents were always too busy wishing for more money, but just ended up with a handful of the other stuff.
In your case, I think that jealousy and envy are the two biggest reasons for those people's unbased statements. Let people without money be jealous and envious of your financial savvy. For those of us who will put in the work to be better with money and, therefore, have more money, we will pull through.
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