I'm not denegrating the fact you paid off so much. Believe me, I know the feeling.
But what I am saying is that you need to proceed from now on with some sense of reducing risk. By cutting it so close, you end up in this cycle of running up debt, then working it down - over and over. You never know when life will throw you a curve ball - like hiking your interest rates, cutting your limits or cancelling your cards altogether. Couple that with a job loss, medical emergency or major car repair and all your hard work is erased in a flash.
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