I don't think you should concern yourself too much with one holiday season. In fact, if struggling through a couple rounds of gift giving is all it takes for you to successfully make it out from under $27k in CC debt, I would say you are a genius(and not foolish). It seems like a pretty small problem that you have--one that you can overcome by making homemade gifts, finding ways to get free gifts, or simply by telling your loved ones that you can't afford any gifts this year and you'll make it up to them next year.
The only way to make sure you stay out of debt is to STOP using the card. You will always find reasons to buy stuff(ie: the holidays) so you must draw the line somewhere. If you can't afford it, don't buy it!
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