I am with reallyprettyhappy on this one, she asked you to get a loan to pay it off!?! No way. That is a huge red flag. That screams I expect you to bail me out for the rest of my life. Do you really want to do that?
The debt payoff should definitely be a prerequisite for the marriage to take place. And if I was you, I would expect no wedding as a result. This women is looking for prince charming to come rescue her from all her woes. Even my friend who has been bad with money wouldn't let her men pay off her debts with a loan from them. To actually ask for one screams I haven't learned my lesson and I never will.
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