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Old 11-12-2009, 10:26 PM
lovcom lovcom is offline
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Quote:
Originally Posted by Exile View Post
Assuming that you're referring merchandise disputes, lovcom, if I use my U.S. issued credit card for purchases outside the country, I have no leverage. That protection applies only to items bought in the U.S.

I found this out the hard way when I bought a cell phone that turned out to be defective. The store wouldn't accept a return (customer satisfaction is an almost unknown concept here in the Philippines), and I had to fight tooth and nail for the card issuer to issue a credit which they finally did but only as an exception to policy. with the understanding that the adjustment was a one-off.
Your case is a rare exception because most American card holders use their cards in the USA. Perhaps you should buy state side? If there's a problem, a relative can do some of your bidding, or better yet, ask a state side relative to make the purchase on their card and you reimburse him/her.
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