I used to be on the boat that extended warranties on computers are a ripoff—that an owner should self-insure.
But after having two laptops go kaput in the last 3 years (first one, my fault and the second due to hardware failure) I think that it may not be a bad option. Especially, since I use my laptops for work I can write off the amount I paid for the warranty.
I have a mac mini and the apple care on mine was $150 for a $400 machine. When the motherboard/logic board failed on my second laptop, it was $70 just to diagnose it and then another $50 just to pull the data off my hard drive and put it onto a new one. When if I'd bought the warranty it would've all been covered.
I know you're not supposed to buy the warranty because the risk of failure is lower than the cost of the warranty, but from my experience it's not. My perception is that Apple makes good, reliable products but my experience has been otherwise.
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