Quote:
Originally Posted by lovcom
I think most people are much more likely to spend that wad of cash burning a hole in their pocket. For me personally, it doesn't matter. And to use cash means you have NO LEVERAGE when you buy that bum TV or PC or other high priced electronic gizmo or gadget. Cash shows no audit trail.
There are just too many reasons to use the credit card. But to be fair, I know there are those that are vulnerable to getting into trouble when using credit cards because one does not "feel" the loss as much with a card then if they had paid cash...but that is them, not me :-)
|
Assuming that you're referring merchandise disputes, lovcom, if I use my U.S. issued credit card for purchases outside the country, I have no leverage. That protection applies only to items bought in the U.S.
I found this out the hard way when I bought a cell phone that turned out to be defective. The store wouldn't accept a return (customer satisfaction is an almost unknown concept here in the Philippines), and I had to fight tooth and nail for the card issuer to issue a credit which they finally did but only as an exception to policy. with the understanding that the adjustment was a one-off.