Quote:
Originally Posted by LuxLiving
Because I spend more when I carry cash
IOW, all stereotypical financial 'nuggets' are not the same for everyone. "They" say people are less likely to spend cash and actually spend less using cash over plastic. Not me buddy!
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Same here. Much easier to track everything when using a CC. Using cash, there is no uniform record of spending. You have to save all the receipts and log them somehow. With a CC, that gets done for me. In fact, Chase provides a year-end summary of all charges broken down by category. Very useful for financial planning and budgeting purposes.