Besides the real estate you have basically 55,000.00 in debt. If you lived on half of your income and paid the other half down on debt? You'd be free of that debt in a years time.
I'm sorry, tell me again, why do you need to declare bankruptcy??
Yes, the houses might take a lot longer to pay off, but still, supposedly your income can cover the payments if they aren't rented out.
I'm confused.
What gives?
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