Unemployment benefits vary from state to state.
Generally it's 300-400 a week, but can be much less depending on your state. Go to your state unemployement office website to find out. In Florida, for example, you sign up and do your weekly check-in all online.
It also takes a couple of weeks before you get benefits, so factor that in. And they'll stop immediately if you find a new job - even if you don't report for a week or two!
Also, consider Cobra premiums in your calculations - it's not smart to go without health insurance.
In my view, a 3 month EF is woefully inadequate. The job market is pretty tough right now for most people. I'd factor in at least 6 months - possibly 8 months of your bare bones expenses, including food & utilities. But you need to figure that if unemployed, you'll cut out all the extras like cable, internet, magazines, eating out, etc.
Good luck!
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