why hide it in your house and not just put it in a bank where its fully insured?
Banks are failing. Your money is nothing but an electronic blip in their bank. It isn't like the money is locked up in the local bank safe anymore. An electronic hijacking could easily wipe you out. As for it being insured, yes, it presently is but what does that mean? How long would it really take you to get your money back if you accounts were wiped out? Wouldn't it make sense to have cash on hand such an event, for a power outage, or for a disaster?
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