My wife bought a computer last October & the sales guy told us to buy the extra "accidental" coverage and break the computer on purpose before it ran out. According to him, it happens all the time (especially among his fellow employees). I resisted on moral grounds, but my wife got it because it was her purchase ... plus she has no backbone (j/k).
Anyways, she paid $100 for the coverage and last month she "spilled" some root beer on it that fried the motherboard and "dropped" it on the ground in the panic to try to save it cracking the screen. One week later, we're standing in line at the store with our brand-new $900 laptop ... complete with Windows 7 and a Blu-Ray player (it's a good bit better than the one we had originally). We didn't pay a dime.
On one level, I feel like a cheat. However, DW won me over when she pointed out that we basically just broke even with all the other warranties we've had in our life that we never used.
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