Quote:
Originally Posted by lovcom
CCFreedom, I was once in your situation. With working lots of overtime and staying on a budget, and bringing in roommates to offset part of my mortgage monthly payment, I got on track and things got better. I know, you hate the thought of roommates...me too, but there was a time bringing in three others into my 4 bedroom home paid off.
Perhaps you can rent out your house and move in with the BF or cheapo studio for a few years?
Aggressively save, save, save....things will get better...sound like your BF is a luck guy, BUT most successful men will never marry a woman with messy finances...and the GOOD NEWS is that your case is a lot better then others, so it's not terrible....it's a little mess not a big one....
I was dating a physician who brought in $14,000 net a month, but her financial life was ten times worse then yours, and the short story is that I left her because she had 6 figure credit card debt, 6 figure student loans, and she was severely upside down on 7 rentals in Florida, only 3 having tenents....she is now in bankruptcy....I have no regrets for leaving her...but your situation is not as bad as you might think...you have a lot of hope!!!
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CC Freedom.... I'd have to disagree with the above. I was in my 40's, when I happily married a man whom had no money, had been through a BK, and had education debts on top of a "leased" car (because no one would give him a loan) and no way to pay any of it. No assets of his own because of a totalled auto and lost work, jobs, and outsourcing.
Love can conquer everything if you're both 100% honest and open with each other. NOBODY else can speak for your relationship with your BF; I seriously suggest talking with him about your finances (be 100% truthful), and seeing for yourself if it's truely "you" he loves or the "money" he's saved.
If your financial situation "diminishes" your relationship, you need to find out now before investing any more time with him.