Well, I have never had to sign an affidavit of fraud or had fraud reported on my credit report, but did have 2 different cards cancelled and reissued by the credit card company. Course they also caught both sets before I could (less than 12 hours from charge) so that maybe why. Neither one of them ever let me see what the thieves tried to buy with my cards, they just confirmed one or two items weren't from me and then erased all the other charges as well (wasn't using the cards at that time).
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