At your age, I don't think I would stop contributing to your IRA, but I would make every effort to pay the loan off early. I would cut expenses, sell things I don't need, stop buying lattes or whatever luxury/vice you may have.
I would use the extra funds to pay extra on that loan. Little amounts add up and can make a big difference in how quickly you pay off the loan, as well as how much interest you pay.
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