Couldn't we help out a lot more people
No, we couldn't and we won't. If you give away $1 M to one million people, they may buy a bowl of rice for that day. If you let the millionaire keep his millions, he may build a factory, hire workers, and on and on and then you feed people for a lifetime. And, yes, some who won't get off their butts might still starve. that's life and others can hand them a dollar once in awhile as well. That is the flaw in your logic.
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