I pay $35/month for 750K in coverage. TERM all the way.
My rate is guaranteed for 25 years.
I am 27, in good health. The company had someone come over to do medical tests and a questionaire to verify my good health.
I went through SAVINGS BANK LIFE INS. CO. OF MASSACHUSETTS.
I believe they specialize in giving low-rate coverage to folks in good health. No complaints so far, except they did try to raise the rate on me vs. the one they originally quoted. I called them out on it, and they changed the contract though. They also give guaranteed renewal options after the 25-year term. Hopefully won't need to renew due to my hopefully massive net worth. lol
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Thanks,
ea1776
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