I am 23 this year in about a month and i need to sort my life out. I have 3 years of uni left, i work full time. i make around 800 a week.
$9,000 i owe on my car 385 a month
$185 insurance a month
$80 a month for mobile phone
$100 a month on interest free item i still owe $2000.
Now have $3600 in my EF.
I would like to rent with my gf in about 1.5 years. I am thinking i would like to maybe keep a 1500-2000 EF and just then spend what i would in savings to get rid of my debts so that way when i move in we can both save for a deposit for a house. My uni work will not get busy for another 8-9 months where i will have to cut back my shifts of full time but also dont want to work primarily just to pay off my debts.
Ideas? Should i just have my EF then get rid of debt, i am just so upset i have mates who say they have 10,000 - 15,000 in savings and i blew a lot of my money going on holidays and having fun. Do i still have time? My gf is studying to be a teacher and i am doing nursing...
help
