I congratulate you on having worked out that super situation for childcare. It is far less than many people pay for two children, plus they get the devotion of someone who loves them. I can see tons of advantages to having them cared for at home like that, besides the financial advantage. I was a little surprised to see that some seemed to suggest that grandmother should be willing to work for less. If grandma were on this forum asking for financial advice, we might actually be telling her she has got to charge more, that $3.75 an hour is not a good enough wage. Things like TV and storage units should be ditched before short-changing grandma.
By the way, do you know how much you spend on gasoline? And is it possible to have only one family car?
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